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What
are some of
the additional
coverages available
on a homeowners
policy?
Scheduled
personal property
Provides affordable
coverage for
high value items
such as jewelry,
watches, antiques,
and fine art.
Replacement
cost plus
Will pay up
to an additional
25% of the home
coverage limit
if there is
a total loss
of your home
– and
additional money
is needed to
rebuild.
Extended
replacement
cost on contents
Pays to replace
or repair personal
property without
depreciation
being taken
from the value
of the property.
Water
and sewer backup
Broadens the
home insurance
coverage for
loss due to
water and sewage
backup through
the sewers and
drains.
Ordinance
or law
Pays for increased
expense to rebuild
due to current
building codes
or ordinances.
Identity
Theft
Provides a full
host of Identity
Theft protection
services to
save you time,
money, and frustration.
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